Found 13 blog entries tagged as interest rates.

Where Are Interest Rates Heading?


The Federal Reserve raised interest rates for the fifth time in 2022 at their September 21st meeting. The Fed continues to be aggressive in raising rates with a 0.75% rate hike this time around to put the federal funds target rate in the 3% to 3.25% range.

If you’re looking to buy a home in Huntsville, AL, you might be wondering how that’s going to impact real estate interest rates over the coming months. As a quick reminder, the Fed funds rate does not directly affect the mortgage rate, but it does have a major impact. 

When Will The Fed Raise Interest Rates Again? 

The Fed is predicting that they're going to continue to increase interest rates at their two remaining meetings in 2022 with an end…

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When Will Real Estate Prices Drop?

Are real estate prices going to drop in 2022 and 2023? What are the current predictions for our real estate market? As far as predicting future trends, it's difficult to say with certainty whether or not real estate prices will continue to rise or fall. It depends on many different factors, such as how much inventory exists, interest rates, the value of homes, and other macroeconomic indicators.

In this article, we will tell you exactly what you should know about real estate prices and the real estate market so you can make the best housing market decisions when you're ready to buy and sell your home. 

What to know about the 2022 Real Estate Market 

If you're thinking about buying or selling a property…

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Huntsville Interest Rates Are Rising

The Fed announced six interest rate hikes in 2022. The question is what will rate hikes mean to the Huntsville real estate market and are we going to see a real estate crash this year? Before we answer that, let’s recap on what created this historic sellers market with both record low inventory and record appreciation.

The Cause

#1 - Housing Deficit

We have a 5.5 million home deficit in this country that dates back to the 2008 housing crash. Builders slowed down the supply of new homes in this country but we continued to have family formations which created that 5.5 million home gap.

Due to this deficit, we now have record low supply of about 800,000 homes nationally. Normal supply is…

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