Fannie Mae Privatization Explained for Homebuyers and Sellers

Fannie Mae and Freddie Mac have operated under federal control since 2008, keeping the housing market stable but limiting flexibility. Moving to a private model could change how mortgages are structured, lower costs for buyers, and increase competition among lenders, creating new opportunities for both homebuyers and sellers.

Fannie Mae’s Shift Toward Privatization

For a quick refresher, Fannie Mae and Freddie Mac were taken over by the government back in 2008 to stabilize the housing market. Since then, they have operated under strict federal control, which has kept things safe and predictable but also limited.

Truthfully, the government probably should not have purchased…

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Huntsville, AL Housing Market Report | September 2025

The North Alabama real estate market is showing shifts in sales activity, pricing, and inventory across multiple counties. Buyers and sellers are facing changes in competition, days on market, and home availability, making pricing, presentation, and professional guidance critical. Understanding these trends can help you make informed decisions whether you’re entering the market, considering a sale, or evaluating current home values.

Huntsville–Madison County Market Update | September 2025

The Huntsville–Madison County market saw a 7.7% increase in homes sold, rising from 623 last year to 671 this year, showing a solid boost in buyer activity. The median sale price came in at $320K,…

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Casas por Cristo | Meet the Chitay Family

Because of your support, we’re able to build one home for a family in need for every 100 we sell. We’ve now built 148 homes—including this one for the Chitay Chic family in Guatemala.

“Our life is going to change because we’re going to have a new house.” Vinicio and Maria Chitay Chic have been married for 17 years and are raising seven children. Don Vinicio and his large family lived in a small home with walls made of sheet metal, offering little protection from the rain, cold, or heat. During the winter, water seeped in, and every season brought its own struggles. Vinicio works the land, planting corn in the rainy season and taking on construction jobs in the dry months. Maria, his wife, makes fireworks…

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Interest Rates Hit a 3-Year Low: What It Means for Homebuyers and the Housing Market in 2025

Big news, interest rates just dropped to their lowest point in three years. If you’ve been waiting for affordability to improve, this could be your window of opportunity.
Today, I’m breaking down what this means for you as a homebuyer or seller, what’s driving the shift, and how to read the market signals that most people overlook.

Why the Drop in Rates

Let’s start with what just happened. Mortgage rates have fallen to the lowest level we’ve seen in three years. Now, most people assume rates move directly with the Fed, but that’s not actually the case. The Federal Reserve sets short-term rates, not mortgage rates.

Mortgage rates are much more…

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Should You Buy a Home or Rent in Huntsville, AL?



 With rent rates declining, a lot of people are asking: are you better off renting or buying in Huntsville, Alabama? That’s a big decision, and the choice you make today could shape your financial future over the next 10 years. Let’s dive into what’s really happening in Huntsville and which option makes the most sense for you.

Why Huntsville is Different

 Huntsville is not just another Southern city — it’s one of the fastest-growing cities in the entire country. In fact, it’s now the 27th largest city in the U.S. by landmass, which means we have room to grow and stay affordable, unlike many other markets that are already overcrowded.

Job growth here is off the charts. We’ve got Space…

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