Casas por Cristo | Meet the Chitay Family

Because of your support, we’re able to build one home for a family in need for every 100 we sell. We’ve now built 148 homes—including this one for the Chitay Chic family in Guatemala.

“Our life is going to change because we’re going to have a new house.” Vinicio and Maria Chitay Chic have been married for 17 years and are raising seven children. Don Vinicio and his large family lived in a small home with walls made of sheet metal, offering little protection from the rain, cold, or heat. During the winter, water seeped in, and every season brought its own struggles. Vinicio works the land, planting corn in the rainy season and taking on construction jobs in the dry months. Maria, his wife, makes fireworks…

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Interest Rates Hit a 3-Year Low: What It Means for Homebuyers and the Housing Market in 2025

Big news, interest rates just dropped to their lowest point in three years. If you’ve been waiting for affordability to improve, this could be your window of opportunity.
Today, I’m breaking down what this means for you as a homebuyer or seller, what’s driving the shift, and how to read the market signals that most people overlook.

Why the Drop in Rates

Let’s start with what just happened. Mortgage rates have fallen to the lowest level we’ve seen in three years. Now, most people assume rates move directly with the Fed, but that’s not actually the case. The Federal Reserve sets short-term rates, not mortgage rates.

Mortgage rates are much more…

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Should You Buy a Home or Rent in Huntsville, AL?



 With rent rates declining, a lot of people are asking: are you better off renting or buying in Huntsville, Alabama? That’s a big decision, and the choice you make today could shape your financial future over the next 10 years. Let’s dive into what’s really happening in Huntsville and which option makes the most sense for you.

Why Huntsville is Different

 Huntsville is not just another Southern city — it’s one of the fastest-growing cities in the entire country. In fact, it’s now the 27th largest city in the U.S. by landmass, which means we have room to grow and stay affordable, unlike many other markets that are already overcrowded.

Job growth here is off the charts. We’ve got Space…

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Rent vs Buy: How Homeownership Builds 40× More Wealth

Have you heard the claim that the housing market is no longer a wealth-building engine? That’s what Fortune just said in an article a few days ago. But don’t believe it.
Despite the headlines, homeownership remains one of the most powerful ways to build wealth—through appreciation, paying down your mortgage, tax savings, and locking in a fixed payment while rents keep climbing.

And by the way… don’t fall for the lie that you should ‘own nothing and be happy.’ That’s the World Economic Forum’s dream—not yours.

Fortune argues that falling prices, inflation, and tariffs mean housing isn’t the wealth builder it used to be.
But here’s the truth: those dips are exactly why smart buyers should…

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Huntsville, Al Housing Market Report | August 2025

Is North Alabama’s housing market cooling off — or about to heat up with the big Space Command announcement? In today’s video, we’ll break down the latest numbers from August 2025 to see where the market really stands. Then, we’ll zoom in on Athens, Morgan County, and Huntsville to give you the local picture. Whether you’re buying, selling, or just watching the market, this update will keep you in the know — so let’s jump in.

North Alabama Housing Market Overview

Across the ValleyMLS region, single-family homes tell an interesting story. New listings in August came in at just under 1,500, which is basically unchanged from the same time last year. Pending sales ticked up by about 4.5…

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10 Reasons Why Huntsville Real Estate Will Explode Over the Next Decade


Huntsville has already been one of the fastest-growing cities in America, but the next 10 years could make today’s prices look cheap. That’s because national mega-trends like the $84 trillion wealth transfer, pent-up buyer demand, falling mortgage rates, and generational buying waves are all colliding with local growth drivers like Space Command, FBI expansion, and Huntsville’s unique affordability. Put all of that together, and you’ll see why Huntsville real estate is poised to explode over the next decade.

1. Pent-Up Demand

Right now, the median age of first-time buyers has climbed to 38 years old, the highest on record. Millions of buyers have been sitting on…

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What Space Command’s Move to Huntsville Means for Home Buyers, Sellers & Investors

Big news for Huntsville: U.S. Space Command will be relocating here, bringing around 1,700 high-paying jobs with it. What does that mean for our housing market? If you’re buying, selling, or investing in Huntsville real estate, this is the information you’ll need to make an informed decision.

Huntsville has been one of the fastest-growing cities in America—thanks to Redstone Arsenal, NASA’s Marshall Space Flight Center, and our booming tech and defense industries.

Now, with Space Command officially moving its headquarters here, we’re entering another major wave of growth. And in real estate, growth always brings opportunity, but it also brings competition…

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Mortgage Rates 2025: How Fed Policy Could Affect Home Prices


The direction of mortgage rates is once again tied to signals from the Federal Reserve, and the impact is being felt across housing. A possible policy shift has already moved markets, pushing rates to new lows for 2025 and setting the stage for changes in affordability and buyer demand. Sales remain below a balanced pace, inventory is recovering, and sellers are adjusting to a more competitive environment. The path forward will depend on how inflation, jobs, and bond markets interact, with rate levels like 6% and 5.5% carrying very different outcomes for prices and activity in real estate.

Federal Reserve Policy Shift and Market Expectations

So what actually changed? Powell…

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Huntsville, AL Housing Market Report | July 2025

The housing market in North Alabama is entering a more balanced phase, with several factors reshaping the outlook for both buyers and sellers. National trends set the stage, but local data shows how inventory, pricing, and buyer activity are shifting in ways that directly impact our area. Mortgage rates are playing a critical role, buyer demand is strengthening, and the balance between supply and sales is creating new dynamics. Understanding how these pieces fit together helps clarify where the market stands and what the next few months could look like for anyone planning to make a move.

Huntsville, AL Housing Market Stats | July 2025

We had 648 homes sell, which is down about 8% from last…

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First-Time Homebuyer Age Hits All-Time High | Here’s What’s Behind It

Many Americans are entering the housing market later than ever before, and the reasons go beyond rising prices. Shifts in the economy, changes in life milestones, and increasing reliance on family support are all playing a role in delaying the first home purchase. The financial and societal effects of this trend are far-reaching, influencing everything from personal wealth building to community stability and even political priorities. Understanding what’s driving this change sheds light on how current and future homebuyers, along with policymakers, may need to adjust to keep the path to ownership within reach.

Average Age of First-Time Homebuyers Reaches All-Time High

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