Mortgage Rates, Buyer Demand, and a Fed Update | May 2025 Housing Trends

If you're thinking about buying or selling a home this spring, you’ll want to stick around. We’ve got some surprising — and exciting — updates on mortgage rates, inventory, and why buyers are jumping back into the market. Let’s break it all down.

Mortgage Applications Up 51%

Mortgage applications are up 51% from this time last year. Yep, you heard that right — 51%! Realtor.com’s senior economic analyst, Hannah Jones, called the jump 'somewhat surprising but altogether positive.'

So, what’s behind this surge? I think it’s a combination of pent-up demand, falling interest rates, and more inventory. In fact, there are 27% more homes on the market right now…

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Alabama Property Taxes Explained: Rates, Exemptions, and Payment Tips



Understanding how Alabama property taxes are calculated—and how to reduce them—can make a big difference whether you're buying your first home or managing multiple properties. Alabama has one of the lowest property tax rates in the country, but your actual tax bill depends on assessed values, local millage rates, and whether you've claimed exemptions like the homestead exemption. In this article, we’ll break down how property taxes work in Alabama, show real examples from cities like Huntsville, Madison, and Athens, and explain what investors and homeowners need to know to avoid common and costly mistakes.

Understanding the Basics of Property Taxes

Let’s talk about the…

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How to Negotiate When Buying or Selling a Home in Huntsville, AL

Are you thinking about buying or selling a home in Huntsville? Negotiation can make or break your deal. In today’s video, I’m sharing top strategies to help you get the best price and most importantly win your dream home in a multiple offer situation. Stick around, because these tips could save you thousands!

Introduction to Huntsville Market

Huntsville’s market continues to grow. Sales are up 8.7%, and inventory has jumped a huge 46.3%. This is great news for both buyers and sellers, signaling a healthier, more balanced market. Home prices are holding steady, with modest gains, which is excellent if you're a buyer looking to build equity, or a seller hoping to get strong…

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Huntsville, AL Housing Market Report | March 2025



North Alabama’s real estate market is starting to shift this spring. Sales are climbing, inventory is growing, and while prices remain steady overall, some areas are seeing slight changes depending on location. Buyers have more options and time to make decisions, while sellers are still holding on to strong values—especially for homes that show well and are priced right. The data from March shows movement in key submarkets like Huntsville, Athens, and Morgan County, with updated numbers on pricing, sales, and inventory.

Key Takeaways

Sales are up 8.7%, while inventory continues to climb—up 46.3%—signaling a healthier, more balanced market with opportunities for both buyers and sellers.
Sales and…

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Alabama Act 2025-59: What It Means for Buyers, Sellers, and Agents


Homebuyers, sellers, and real estate professionals in Alabama are adjusting to a new legislative update that reshapes how and when consumers partner with agents in property transactions. Responding to concerns over the recent National Association of Realtors settlement requirement for buyer agreements before home tours, the law fine‑tunes agreement timing and strengthens disclosure obligations to provide clearer guidance on brokerage services and compensation. As the first state to enact these reforms, Alabama’s approach underscores a balance between consumer choice and professional transparency.

The NAR Settlement & Why Alabama Pushed Back

So, let’s start with why this…

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How Tariffs Could Affect Your Next Home Purchase

Think tariffs have nothing to do with your next home? Think again. Whether you're buying, selling, or investing, international tariffs could have a direct impact on how much house you can afford—and how much you'll end up paying. From rising construction costs to shifting mortgage rates, tariffs are starting to play a bigger role in the housing market than most people realize.

What Are Tariffs and Why Do They Matter?

So what is a tariff? A tariff is a tax on imported goods. That can include lumber, steel, appliances, and even the drywall used in home construction. If the U.S. places a 25% tariff on Canadian lumber, builders have to pay more to bring that in. And that added cost gets passed…

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Sneak Peek Listings for April 11th

1155 Old Monrovia - $160,000

1155 Old Monrovia Road, Unit 2N, Huntsville Alabama 35806

2 Bed | 2 Bath | 1,062 sqft

Talk to an MC Agent today for more info or call 256-270-9393.

187 Townsend - $175,000

187 Townsend Drive SE, Huntsville, Alabama 35811

Talk to an MC Agent today for more info or call 256-270-9393

 

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Should Alabama Eliminate Property Taxes? The Pros, Cons, and Impact on Homeowners


Eliminating property taxes isn’t just a conversation happening in Florida—it’s an idea that could have serious implications for states like Alabama. With already low property tax rates and a different revenue structure, Alabama may be in a stronger position to consider this shift. Moving away from property taxes could improve housing affordability and attract new residents, but it also comes with trade-offs that affect buyers, sellers, and long-term residents. This breakdown looks at what could happen if Alabama made that move, including who stands to benefit, who might be impacted, and what changes would need to be made to make it work.

The Problem with…

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Sneak Peek Listings for April 4th

197 Baxter - $158,900

197 Baxter Avenue NW, Huntsville, Alabama 35811

3 Bed | 1 Bath | 991 sqft

Talk to an MC Agent today for more info or call 256-270-9393

 

3504 Archer - $148,900

3504 Archer Drive SW, Huntsville, Alabama 35805

2 Bed | 1 Bath | 914 sqft

Talk to an MC Agent today for more info or call 256-270-9393

 

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