Found 6 blog entries tagged as huntsville real estate.

Types of Home Loans & Why They Matter

USDA Loan

A USDA loan offers 100% financing with 0% down. This type of loan is used to encourage home ownership in rural areas. Qualification is similar to other home loan programs as based on household income. Unlike other programs, a USDA loan has population requirements for eligible properties. One downside of this type of loan is the underwriting process.

USDA loans get underwritten twice, once by FHA and then the other by USDA requirements. The closing time for this type of loan is longer and typically falls between 45 to 60 days. Because of this, these loans can sometimes put a buyer at a competitive disadvantage when there are multiple offers on a given property.

FHA Loan

With an FHA…

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Solved! 3 Obstacles to Selling Your Home

The Problem

A lot of home sellers have been hesitant to put a ‘For Sale’ sign up in the fear of what's on the other side of selling, and that is buying a new home. It's no secret that lack of inventory in the Huntsville real estate market has kept a lot of home sellers on the sidelines.

This is a direct result of sellers being fearful that they will have to make a double move and will potentially have to rent an apartment if they are unable to secure a new home after theirs sells. We've heard horror stories from sellers who sold their home quickly but were unable to find their next home because their agent did not advise them on creating a winning strategy on how to buy and sell at the same…

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5 Things You Need to Know About Living in Huntsville, AL

We happen to think Huntsville is one of the best places to call home! If you're considering moving to the area, we have five things you'll want to know!

#1 - If You’re an Engineer, There's No Shortage of Jobs Here!

We call ourselves the Rocket City but we may as well call ourselves the City of Engineers. Huntsville has the highest # of engineering degrees per capita.

We have Redstone Arsenal, NASA, the Missile Defense Agency, FBI,Government Contractors, Adtran, an expanding automotive industry with a recent joint venture between Mazda & Toyota, Hudson Alpha Biotech and Blue Origin. 

#2 - It's Not An Earthquake.

We don’t have earthquakes here! When you feel the ground…

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Pros and Cons of Living in Huntsville, Alabama

Huntsville is an amazing place to live. So much so that it ranked #1 on the list of the 25 best places to live in 2022 as reported by US News! The strong job market and affordability contributed to this jump from #15 in 2020 and #3 in 2021. On top of being named the #1 best place to live in the US, Huntsville is Alabama's largest city with a population of over 220,000 in the city and over 500,000 calling the Huntsville metro area home.

Whether you're looking for a new job or just relocating, we've got everything you need to know about Huntsville, AL! Like anything in life, there’s pros and cons to living in the Rocket City. We think the pros far outweigh the cons, but we'll let you decide for…

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Matt Curtis Real Estate, Inc. was ranked as having one of the nation’s best real estate websites for 2018 by Real Trends. Real Trends is the industry leader in real estate rankings and a trusted source of news, analysis, and information for the residential brokerage industry. Receiving the the distinction as being ranked the #22 overall best website in the country is a honor.

Matt Curtis Real Estate, Inc also received distinction as #9 in the country for best property detail, which means that information on the website is user friendly and comprehensive. The company also received an award in the category of Best Design, coming at #10 in the country from all websites that were nominated from around the country.

Real Trends top ranked real estate…

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Buying a new home can seem like a daunting task. By breaking down the process into steps, and making a plan it can help ease how overwhelming it may seem. To more easily get you on the road to homeownership!

 

Here are 7 Steps to Buy Your New Home:

  1. Save for a down payment

The first step to owning your new home should be preparation. Getting in the best financial shape possible before starting your home search will allow your process to go smoother. Most financial advisors recommend you save up at least a 10% to 20% down payment for your new home. Other factors you can begin thinking about include whether you would like to do a 15 year, 20 year, or 30 year mortgage, which have different pros and cons.

  1. Get pre-approved for a…

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